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We Simplify The Loan Process and Make Securing Your Mortgage Easy
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Unibell Financial Inc. takes the privacy of our customers and the security of their Personal Information seriously. We offer
this Online Privacy and Security Statement because you have the right to know what information we collect, how it is protected and used and the
circumstances under which it may be disclosed.
Unibell Financial Inc. Privacy and Security Statement
If you have further questions regarding this Statement, please contact us:
- Email at: privacy@unibellfinancial.org and include your name, telephone number and mailing address so that we can contact
you; or
- Call 303.830.2280; or
- Write to us at: Unibell Financial Inc., Privacy Director, 1075 S Yukon St., Suite 100 Lakewood, CO 80226, and include your
name, mailing address and telephone number so that we can contact you.
To Whom this Statement Applies
This Statement only applies to Unibell Financial Inc.. This Statement does not apply to affiliated entities of Unibell Financial Inc.
or to third parties.
The Personal Information We Collect
We collect only the Personal Information you voluntarily provide to us or that is given to us by affiliated entities or third parties that have your
permission to share your Personal Information. "Personal Information" means for example your social security number, account balance, income, assets,
premiums, and payment history. We may collect this Personal Information about you from the following sources:
- Information that you voluntarily provide to us, such as on applications or other forms;
- Information about your transactions with us or our affiliates;
- Information from others, such as credit bureaus, real estate appraisers, and employers;
Maintaining Security Procedures
To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that
information to provide you products or services. We maintain physical, electronic, and procedural safeguards that comply with federal standards to
guard your personal information.
How We Use Your Personal Information
We use your Personal Information to respond to and fulfill your requests for Unibell Financial Inc.'s products and services
and to market our products and services, including:
- to complete your requested loan(s) transaction;
- to contact you about the status of your loan;
- to send you our email newsletters and physical mailings;
- to improve our web site and customer service.
The Personal Information We Share and With Whom We Share It
To provide you with superior service, we may need to share some of your information with those affiliated companies who are necessary in completing
our services for you. For information on how to instruct us not to use your Personal Information for these purposes, see "Your Right to Choose"
below.
Your Right to Choose
We want you to have the control over the collection and use of your Personal Information. If you wish to opt out of disclosures to nonaffiliated
third parties and or our affiliates, you may notify us by sending your instructions via one of our contact methods listed above. Please include your
name, address, and contact information so that we may confirm our receipt of your request. Also note if it is your desire to opt-out of our sharing
of your personal information to our affiliates, nonaffiliated third parties, or both. We also email periodic marketing and financial newsletters.
Every email that we send to you will have the option to discontinue receiving further such emails. If you choose to discontinue this email service,
we will send you only emails that relates to your specific loan scenario or if it is necessary to respond to your email inquiries.
Non-Personal Information We Gather
When you visit our site, Unibell Financial Inc. may collect and store information about your visit on an anonymous, aggregate
basis. We use this information to measure site activity and to develop ideas for improving our site. This information may include: length of visit,
web pages you look at, and the name of your Internet service provider Our web site may make use of "cookie" technology to measure site activity and
to customize information to your personal tastes. A cookie is an element of data that a web site can send to your browsers, which may then store the
cookie on your hard drive. So, when you come back to visit us again, we can tailor information to suit your individual preferences. The goal is to
save you time and provide you with a more meaningful visit.
How We Protect Your Personal Information
Unibell Financial Inc. has implemented a variety of encryption and security technologies and procedures to protect
information stored in our computer systems from unauthorized access. We also maintain procedural safeguards that restrict your Personal Information
to employees (or people working on our behalf and under confidentiality agreements) who need to know your Personal Information in order to provide
products and services that you request.
Links to Other Sites
We provide links to affiliated entities and on occasion to other sites we think you may benefit from. These sites operate independently of
Unibell Financial Inc. and have established their own privacy and security policies. For the best online experience, we encourage you to review these
policies
before submitting any Personal Information.
Identity Theft
Identity theft is a serious and growing problem. If someone has fraudulently used you identification to establish credit, report the incident as
quickly as possible to each of the credit reporting agencies listed below and ask that a fraud alert be placed on your file.
Experian 888-397-3742
Equifax 800-525-6285
TransUnion 800-680-7289
Please note that his contact information is being provided as a service to you. Unibell Financial Inc. are not affiliated
with any of these services and cannot guarantee their effectiveness.
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