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LET US HELP REPAIR AND IMPROVE YOUR CREDIT

Here are just a few ways in which your Credit Score effects what you can purchase and what interest rate you are charged.

Interest Rates on Mortgages: A typical home mortgage can cost hundreds of thousands more in interest if you are Buying or Refinancing with less than perfect credit. Click Here To See An Example

Automobile Financing: You can save thousands on an automobile lease or purchase with a better credit score. Click Here The See An Example

Other Opportunities: Employers investigate your dependability, along with your track record of responsibility. Even when it comes to leasing a property, in most cases the landlord will be checking your credit to see if you will be likely to pay the rent on time.

Don't let an inaccurate Credit Score stop you. Nearly 80% of credit reports contain Errors!

Just a 15 to 20 minute consultation with one of our Experienced Credit Advisors will help you take control of Your "Financial Future".

To get started, please choose one of the following options:

Single Client « If your Credit Correction inquiry has to do with YOU ALONE, please select this option.
 
Married Client & Spouse « If your Credit Correction inquiry involves YOURSELF and YOUR SPOUSE, please select this option.


Interest Rates on Mortgages: [ top ]
In today's market, your Credit Score has a profound effect upon your Ability to Borrow and what Interest Rate you are charged. Unless your Current Credit Score is above 740, you will not be eligible for the "AAA Preferred" Lending Rates. As you can see in the chart below, there is an Enormous Difference in the Payments between the Bad credit and Excellent credit. We can improve your Credit Score and Save you Thousands of Dollars on the Purchase or Refinance of your home.

If Your Credit is:ExcellentGoodFairPoorBad
This is the Rate you will pay:5.00%6.25%7.50%9.5%15.9%
Monthly payment for $100,000 home purchase:$537$616$699$841$1,337
This is how much EXTRA you will Pay:$0$28,400$58,320$109,440$288,000

If your Credit is:ExcellentGoodFairPoorBad
This is the Rate you will pay:5.00%6.25%7.50%9.5%15.9%
Monthly payment for $250,000 home purchase:$1,342$1,539$1,748$2,102$3,341
This is how much EXTRA you will Pay:$0$70,920$146,160$273,600$719,640

Note: Lending interest rates change daily and these figures are provided only as examples of the way in which credit scores can effect the total amount of interest paid over the course of a loan.

Automobile Financing: [ top ]
Unless your Current Credit Score is above 740, the financing rate on your automobile purchase or lease can cost you thousands of dollars more. See the chart below. There is an Enormous Difference in the Payments between the Bad credit and Excellent credit. We can improve your Credit Score and Save you Thousands of Dollars on the Purchase or Lease of your Automobile.

If your Credit is:ExcellentGoodFairPoorBad
This is the Rate you will pay:0%5.9%8.9%14.9%19.9%
Monthly payment for $12,500 purchase:$174$207$225$264$299
This is how much EXTRA you will Pay:$0$1,980$3,060$5,400$7,500

If your Credit is:ExcellentGoodFairPoorBad
This is the Rate you will pay:0%5.9%8.9%14.9%19.9%
Monthly payment for $22,900 purchase:$318$379$412$483$547
This is how much EXTRA you will Pay:$0$3,660$5,640$9,900$13,740

If your Credit is:ExcellentGoodFairPoorBad
This is the Rate you will pay:0%5.9%8.9%14.9%19.9%
Monthly payment for $39,900 purchase:$554$659$717$842$954
This is how much EXTRA you will Pay:$0$6,300$9,780$17,280$24,000

Note: (5 year term) Lending interest rates change daily and these figures are provided only as examples of the way in which credit scores can effect the total amount of interest paid over the course of the loan.
Unibell Financial Inc., For compliance information please contact the Department of Real Estate., Loans Arranged Through Third Party Providers
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